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New grad? Your journey 
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The GRO Program

Meet the GRO Program, our guided two-year journey designed to help new grads confidently transition from classroom to career. Through meaningful work, mentorship, hands-on learning, and a supportive community, you'll build future-ready skills, develop as a leader, and take ownership of your career from day one.
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A sense of mutual respect and mindfulness permeates our culture-in fact, it’s the key to our success.

The GRO Program

Meet the GRO Program, our guided two-year journey designed for new grads to help you confidently transition from classroom to career. Through meaningful work, mentorship, hands-on learning, and a supportive community, you'll build the skills, experience, and confidence to take ownership of your career from day one. With support at every stage, you'll develop the foundation to grow into our next generation of leaders while helping create better outcomes for customers around the world.
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The GRO Program

One journey. Nine program streams.
Learn more
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Not ready to apply?

Let's stay connected by joining our talent community.
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Hiring process

Learn our key hiring dates and tips to get you started.
Learn more
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Events

Find us on campus, we'd love to meet you
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Are you looking for international new grad programs? We're currently rolling out the GRO program in our global markets. The program details on this page are specific to North America, with Asia new grad program details coming soon. 

Find your path

One GRO journey, nine unique program streams. Explore where your interests, skills, and ambition can take you.

The GRO Actuarial program is designed to launch high-potential actuarial talent into impactful careers through structured rotations every 18 - 24 months across areas like Pricing, Valuation, Capital Management, and more. Participants benefit from a vibrant community, formal mentorship, and full support on your FSA/FCIA journey - including paid study time and exam resources.

Length: 18-24 months
Rotations: 3 Rotations
Locations: Toronto, Waterloo, Montreal, Boston

Potential Rotations Include: 
  • Pricing
  • Valuation
  • Capital Management
  • Asset Liability Management
  • Hedging
  • Experience Analytics
  • Inforce Management
  • Audit
  • Risk Management

Launch your career in the rapidly evolving field of Artificial Intelligence. As part of Manulife’s GRO program, the AI New Graduate Program develops future leaders in data science, machine learning, and responsible AI innovation. You’ll rotate through real-world AI problem spaces, contribute to high‑impact projects, and build technical and professional skills with the support of mentors, leaders, and a connected early‑career community. 

Length: 24 months
Program Type: Direct Hire
Locations: Toronto, Boston

Potential Placements Include: 
  • Applied Machine Learning
  • Generative AI Prototyping (including RAG & evaluation) 
  • Data Engineering & Feature Development
  • Responsible AI, Governance & Model Risk
  • Predictive Modelling & Advanced Analytics
  • Cloud & MLOps Engineering (Azure/Databricks)
  • Customer Experience & Personalization AI
  • Investment Analytics & Quantitative Modelling

Is building a better culture important to you? Join the program where candidates gain experience across a vareity of core HR areas, an understanding of our global HR operations and a view of the strategic role HR plays in the company's overall success.

Length: 24 Months
Rotations: 2
Location: Toronto, Boston

Potential Rotations Include:
  • HR Business Partnering
  • People Analytics
  • Inclusion
  • Global Learning
  • Talent Management
  • Talent Acquisition
  • Total Rewards

Participants build foundations in financial reporting, expense management, risk management, and analysis.

Length: 24 months
Rotations: 2
Locations: Toronto, Waterloo, Boston 

Potential Rotations: 
  • Finance Reporting
  • Expense Management
  • Internal Audit 
  • External Reporting
  • Taxation
  • Internal Controls
  • FP&A

 

Shape the future of investing through our Investment Management Program. Designed for high-potential graduates, this experience provides meaningful exposure across the investment landscape while building the technical, commercial, and leadership capabilities required for a successful career in asset management. Participants benefit from mentorship, leadership access, structured development, and a collaborative community that supports growth and career exploration.

To align with the diverse needs of our business, the Investment Management stream is comprised of three distinct pathways:

Private Markets Stream
The Private Markets Stream provides exposure to some of the most dynamic areas of investing, helping you develop analytical, commercial, and relationship management skills while working alongside industry experts.

Duration: 24 months (3 x 8-month rotations)
Potential Rotations:
  • Private Credit
  • Infrastructure
  • Real Estate
  • Timber & Agriculture
     
Public Markets Stream
The Public Markets Stream offers hands-on experience across key investment functions, helping you build the skills needed for a career in trading, research, portfolio management, and capital markets.

Duration: 24 months (3 x 8-month rotations)
Potential Rotations:
  • Fixed Income
  • Credit Analysis
  • Macro Strategy
  • Equity Research

General Account Stream
The General Account Stream offers direct placement within our General Account business, providing focused experience supporting one of the largest institutional investment portfolios in the industry.

Across all pathways, participants benefit from mentorship, leadership exposure, and a strong development community that helps accelerate learning and career growth.

The Marketing & Strategy Program offers hands-on exposure to the strategic direction and execution of transformative enterprise initiatives and is designed for future-ready talent who want to shape how we market, personalize, and deliver experiences at scale.

Length: 24 months
Rotations: 2
Location: Toronto

Potential Rotations:
  • Marketing Technology
  • Marketing Measurement
  • Demand Generation
  • Strategy & Planning
  • Enterprise Global Wealth & Asset Management
  • Operations

Operations is the engine that keeps the organization running, turning complex processes into seamless experiences for customers to live longer and healthier lives. This program provides direct-hire experience, and dedicated training focusing on future-ready, technical and operational capabilities while engaging in professional development, networking, and mentorship.

Length: 18-24 months
Program: Direct-Hire
Locations: Toronto, Halifax, Waterloo, Montreal, Boston

Potential Placements Include:
  • Data Office
  • Retail and Wealth
  • Retirement Operations
  • Investment Operations
  • Performance & Reporting
  • Strategy
  • Alt Investments
  • Fund Services Operations
  • Group Benefits
  • Individual Insurance
  • Bank

Turn your people skills into a career. In the GRO Sales & Account Management stream, you'll learn how we build trusted client relationships, support advisors and partners, and grow our business. You'll gain real-world experience, develop in-demand business skills, and work alongside experienced professionals who will help you build your confidence and career from day one.

Length: 24 months
Program: Direct Hire 
Locations: Toronto, Waterloo, Montreal, Halifax, Boston

Potential placements Include: 
  • Client Relationship Management
  • Sales Enablement & Analytics 
  • Business Development
  • Distribution Strategy 
  • Group Benefits & Retirement Sales
  • Wealth & Asset Management Sales
  • Client Onboarding & Experience
  • Broker & Advisor Partnerships

The GRO Technology is a rotational experience designed to develop future technology leaders. Participants gain the technical depth, business acumen, and leadership exposure needed to accelerate their careers. Graduates may explore roles such as Full Stack Software Engineering, Cloud Native Engineering, Platform Engineering, Data Engineering, and Mobile Engineering.

Length: 24 months
Rotations: 2
Locations: Toronto, Waterloo, Boston

Potential Rotations:
  • Full Stack Software Engineer
  • Cloud-Native Engineer
  • Platform Engineer
  • Data Engineer
  • Mobile Engineer
A sense of mutual respect and mindfulness permeates our culture-in fact, it’s the key to our success.

Meet our people

"It was really evident that Manulife is a place where they want you to grow. It's an opportunity to get hands-on experience and a lot of autonomy in your work."

Jahrai Haile, Investment Management
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Meet our people

"I've always wanted to be part of a new grad program. Having done my co-ops here, I was excited and felt like I belonged. It's easy to fit in, people are easy to talk to, and it's great to be part of a cohort where I could meet students transitioning from university life to corporate life. It can be a little bit scary, but it's easier with all of the people and mentors to support you."

Ashna Mittal, Operations
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Meet our people

“Inclusive and forward-looking, Manulife values young professionals like me to drive impactful transformations and bring in fresh ideas. Being a graduate from the Asia Management Associate program, I am always empowered to steer projects with strategic directions and enthusiastic to collaborate with teams instilled with a “own-it” and “do-the-right-thing” mindset.”
Bonnie Ng (Manager, PD Bancassurance Partnership Management, MIL HK & Graduate from Asia Management Associate Program)
Bonnie Ng

Meet our people

“Since joining Manulife, I have felt a sense of belonging thanks to the strong culture created by my colleagues. I have been able to pursue my CPA designation and other opportunities for growth thanks to the support provided by Manulife. Most importantly, the focus on employee well-being makes me feel fortunate that I work somewhere that allows me to balance my personal and professional aspirations.”

Jared Roy, Finance, CPA & Quant
Jared Roy
A sense of mutual respect and mindfulness permeates our culture-in fact, it’s the key to our success.

Our hiring process

Ready to GRO? We kick off the hiring process in the Fall of your final year of studies, giving you the peace of mind to finish off your academic program with a job secured before graduation, typically from September through to December each year.
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Apply

The GRO program job postings go live in September. Be sure to search our jobs and complete your application for our recruitment teams to review.
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Interview

Once the team has reviewed all applications, interviews take place for selected candidates in October.
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Offer

Successful candidates will have offers extended in November.
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Pre-boarding

You've accepted your offer, congrats! Before you go back to finishing your studies, we'll have you complete some pre-boarding steps to get you ready for day one in December.
A sense of mutual respect and mindfulness permeates our culture-in fact, it’s the key to our success.

Did you know?

Manulife is investing $350 million by 2030 through its Longevity Institute: a global platform for research, thought leadership, innovation, advocacy, and community partnerships. 
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Did you know?

In 2025, we invested $41 million in employee training and development.
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Did you know?

We invest in our New Graduate Fulltime talent by providing financial assistance for study materials, exam + registration fees, as well as paid study days for exams.
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A sense of mutual respect and mindfulness permeates our culture-in fact, it’s the key to our success.

Where will better take you